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A credit score is a numerical representation of your creditworthiness. It reflects how likely you are to repay borrowed money based on your financial history, including how well you manage loans, credit cards, and other forms of debt. The higher your score, the more trustworthy you appear to lenders. What is a Credit Score? A…

Financial needs can arise unexpectedly, and a personal loan can fulfil them with ease. The advent of online lending platforms has made applying for a personal loan quicker and more convenient. However, a loan application procedure is complete only after successful document submission and verification. Regardless of the type of loan, applicants must provide all…

The deadline to link PAN with Aadhaar was June 30, 2023. If PAN is not linked with Aadhaar, PAN will become inoperative from July 1, 2023, according to the CBDT notification dated March 28, 2023. There are many disadvantages if PAN becomes inoperative. One of them is you have to pay higher TDS on dividend…

Many SBI customers have received a message claiming their accounts will be temporarily locked due to suspicious activity. This is a fake message being circulated by scammers. If you have also received such a message, don’t respond and report it to the bank. The Government’s official fact-checker, PIB Fact Check has warned SBI customers about…

Government employees in Chattisgarh have reportedly expressed grievances pertaining to Old Pension Scheme that the state adopted in 2022. According to a report by India Today, several government employees have not received any benefit from the OPS scheme. Citing a class 3 Employee Association union leader, who spent 40 years in a government job, said…

The stock market has become volatile lately. If you are a conservative investor looking for equity mutual fund schemes to achieve your long-term goals, you should consider investing in large cap mutual funds. However, before that you should acquaint yourself with large cap mutual funds and the prevailing conditions in the stock market. First, large…

Voter ID card photo can now be updated online in few simple steps. Here’s the guide. Voter ID or E-Epic (Electronic Electoral Photo Identity) is an important identity document issued by the Election Commission of India to citizens above 18, serving as an identification to cast vote in state or national elections. Unlike social media…

In India, oil marketing companies (OMCs) review fuel prices on a daily basis. The rates, whether revised or unchanged, are announced at 6am each day. Fuel prices across major cities are unchanged on Wednesday, which means that a litre each of petrol and diesel continues to retail at ₹96.72 and ₹89.62 respectively, in Delhi, while…

Walmart owned Flipkart has teased its upcoming Flipkart Big Billion Days 2023 Sale on the platform. The sale is often considered a high time revenue generation chance for the e-commerce platform and potential customers in India also wait for it. As per the track record, interested buyers can expect bank offers, discounts, cashbacks and price…