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A highly favoured investment option, fixed deposit (FD), also known as a time deposit or term deposit, is valued for its low-risk profile. Many investors confidently park their extra funds for a set period and receive fixed interest payments at consistent intervals during the chosen term or at maturity. Different banks offer interest rates ranging…

Form 16 and Form 26AS hold significant importance for taxpayers as they act as evidence of the income earned and the tax deducted at source (TDS) throughout the fiscal year. Typically provided by the employer, Form 16 is handed to employees by or before the 15th of June of the subsequent financial year. Form 26AS…

Selecting the optimal payment plan for your personal loan entails evaluating various factors to determine the option that aligns best with your financial circumstances and objectives. Here’s a breakdown of essential points to keep in mind: Interest rate and loan termLowest interest rate: Aim for a personal loan with the most competitive interest rate to…

No sooner had the new financial year started than the income tax return (ITR) filing process commenced for FY 2024. The income tax department (ITD) has already enabled all the return filing forms – ITR-1, ITR-2, ITR-4 and ITR-6 — for filing the returns at the e-filing portal. The department has released the excel utility…

Retirement is closer than you think. Saving for the future is the best financial strategy for a stable old-age life. Though there are various financial instruments available in the market, two government-backed schemes are the most prominent — Public Provident Fund (PPF) and National Pension System (NPS). Here’s a detailed comparison of both schemes for…

7th Pay Commission Update: Even as dearness allowance (DA) has touched 50 per cent of the basic pay after the latest 4 per cent hike, there will be an automatic increase in children’s education allowance, hostel subsidy, retirement gratuity and death gratuity, by 25 per cent, according to latest government clarifications. The Department of Personnel…

Google faces a big malware issue that affects billions of Android users and the company claims to be acting severely on the defaulters. Google has released its 2023 report which highlights that more than 2 million apps were blocked from going public on the Play Store. More importantly, the company mentions that it had identified…

On February 28, 2024, the government released the 16th instalment of the Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) scheme to all eligible farmers. The instalment, valued at over Rs 21,000 crore, was disbursed to more than 9 crore beneficiary farmers across the country. Beneficiary farmers are now expecting the 17th instalment of the scheme. When…