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Selecting the optimal payment plan for your personal loan entails evaluating various factors to determine the option that aligns best with your financial circumstances and objectives. Here’s a breakdown of essential points to keep in mind: Interest rate and loan termLowest interest rate: Aim for a personal loan with the most competitive interest rate to…

No sooner had the new financial year started than the income tax return (ITR) filing process commenced for FY 2024. The income tax department (ITD) has already enabled all the return filing forms – ITR-1, ITR-2, ITR-4 and ITR-6 — for filing the returns at the e-filing portal. The department has released the excel utility…

Retirement is closer than you think. Saving for the future is the best financial strategy for a stable old-age life. Though there are various financial instruments available in the market, two government-backed schemes are the most prominent — Public Provident Fund (PPF) and National Pension System (NPS). Here’s a detailed comparison of both schemes for…

7th Pay Commission Update: Even as dearness allowance (DA) has touched 50 per cent of the basic pay after the latest 4 per cent hike, there will be an automatic increase in children’s education allowance, hostel subsidy, retirement gratuity and death gratuity, by 25 per cent, according to latest government clarifications. The Department of Personnel…

Google faces a big malware issue that affects billions of Android users and the company claims to be acting severely on the defaulters. Google has released its 2023 report which highlights that more than 2 million apps were blocked from going public on the Play Store. More importantly, the company mentions that it had identified…

On February 28, 2024, the government released the 16th instalment of the Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) scheme to all eligible farmers. The instalment, valued at over Rs 21,000 crore, was disbursed to more than 9 crore beneficiary farmers across the country. Beneficiary farmers are now expecting the 17th instalment of the scheme. When…

WhatsApp has increased the file sharing support to 2GB earlier and soon the messaging app will let you send files or photos with people nearby without using the internet. The offline mode of file sharing could be WhatsApp’s version of Nearby Share/Quick Share that works to let you share files with the help of Bluetooth…

The National Pension System (NPS) is a long-term retirement scheme that not only helps you build a sizable fund but also allows you to save a significant amount of money on taxes. If you chose the previous tax regime, you can still benefit from NPS tax savings. The Pension Fund Regulatory and Development Authority (PFRDA)…

Planning for retirement and securing financial stability are critical aspects of every employed individual’s life. One of the key methods to save for retirement in India is through the Employee Provident Fund (EPF). This savings scheme is crafted to assist employees in maximising their working years and ensuring a comfortable future. Recognizing the significance of…