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Masked Aadhaar: Instances of Aadhaar-based fraud have witnessed a rise in recent years. Typically, these fraudulent activities revolve around criminals utilising stolen Aadhaar numbers to gain financial advantages or access services. Cybercriminals have developed an advanced approach that evades conventional security measures, including OTPs, CVV numbers, and even bank details. Recently, several reports surfaced where…

Public Provident Fund (PPF) vs Fixed Deposit (FD): Depending on a person’s unique financial status and investment objectives, both a fixed deposit (FD) and a public provident fund (PPF) can be excellent options for saving and investing. While FDs offer a fixed rate of interest for a predetermined amount of time, PPFs offer a variable…

Bank Holiday On Diwali: In 2024, Diwali (Deepavali) will be observed as a public holiday in India. Deepavali is one of the most significant festivals in India and among Hindu communities worldwide. It is celebrated with grandeur across multiple regions, and its relevance extends beyond religious traditions, having deep cultural, spiritual, and economic significance. Diwali…

SBI FD vs Post Office time deposit: Fixed deposits are considered one of the safest investment options. However, currently, when SBI fixed deposit rates and fixed deposit rates of other banks are stagnant, small saving schemes like post office term deposits are lucrative investment schemes for investors who have a low-risk appetite. SBI fixed deposit…

In November 2022, the income tax department launched an enhanced form of customer support service called co-browsing. In this service the income tax department’s own help desk agents guide an income tax filer about how he/she can file his/her income tax return (ITR) form. Here is a look at what the income tax department’s co-browsing…

State Bank of India (SBI) has revised its locker rent charges which vary depending on location and size of the locker. It is also requesting its locker customers to contact their locker holding branch and execute the revised/supplementary locker agreement as applicable. The Reserve Bank of India has directed all banks to ensure that at…

The Employees’ Provident Fund (EPF) is a retirement savings scheme supported by the Central government, accessible to all salaried employees and private sector workers. Each month, an employee contributes 12 percent of their basic salary and dearness allowance towards EPF savings, with the employer matching this contribution. The Employees’ Provident Fund (EPF) interest rate is…

Prime Minister Narendra Modi released the 14th installment of the Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) scheme worth over Rs 17,000 crore to more than 8.5 crores farmers on July 27, 2023, during his Rajasthan visit. Eligible farmers will receive Rs 2,000 installment under the scheme, as the 14th instalment under the scheme. The Prime…

Aadhaar, a 12-digit unique identity number available to residents of India (including NRIs), is acquired through the submission of biometric and demographic data. The enrollment process requires the provision of essential demographic details, along with ten fingerprints, iris scans, and photographs, facilitating the unique identification of individuals through a deduplication process. Why Does Aadhaar Have…

Uttar Pradesh Public Service Commission 2023 Jobs Recruitment Notification. UPPSC inviting applications for the positions of Additional Private Secretary. Interested and Eligible candidates can apply for the positions. (a) The candidates will be entirely responsible for on-line submission of application. The application of the candidate will be accepted only after the payment of the fee…