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Aadhaar card has become one of the essential documents for various government services. It’s a proof of address and proof of identity containing a photo. Aadhaar details can be updated anytime, including photo. Here’s how you can update the photo in your Aadhaar card. There is a small fee of Rs 100 to change your…

The home loan sector has weathered its fair share of challenges and triumphs in 2023, shaped significantly by market dynamics, regulatory policies, and economic shifts. According to RBI data, the outstanding amount for housing loans in March 2023 reached Rs 19,36,428 crore, marking a 15 percent year-on-year growth. During the fourth quarter of 2022-23, the…

The income tax department has recently sent an advisory to taxpayers regarding the mismatch between disclosures in the income tax returns filed and the information received from the reporting entities. The reporting entities include a host of agencies like banks, stock market players, financial institutions, and mutual funds among others. According to the latest reports,…

WhatsApp is finally working on a feature that will let users stop sharing their phone numbers with strangers. Android users having the beta version have got the option to create usernames that can be shared instead of numbers to connect on WhatsApp. And now, it has been noticed that the messaging app will have the…

The State Bank of India (SBI) has hiked interest rates on fixed deposits (FDs). This interest rate is applicable on FDs below ₹2 crore. The new rate is effective from today, 27 December 2023. The bank has increased the rates on all tenures except for one year to less than 2 years, 2 years to…

Bank Holidays In January 2024: In January 2024, banks in India will observe closures for 16 days. Those with urgent banking needs should take note of the designated holiday dates. Bank customers must understand that while physical branches will be shut on these upcoming holidays, digital services like mobile banking, UPI, and Internet banking will…

If you have always been thinking of owning your dream house, but lack the financial resources for purchase, a good old home loan is always there to watch your back. Home loans are provided by all banks and non-banking financial firms. A down payment is required when purchasing a home, with the bank giving the…

The RBI on Wednesday introduced a Card-on-File (CoF) token facility at the level of banks and other institutions to provide convenience for cardholders to get tokens created and linked to their existing accounts with various e-commerce applications. At present, a CoF token can only be created through the merchant’s application or webpage. For a CoF,…