Financial needs can arise unexpectedly, and a personal loan can fulfil them with ease. The advent of online lending platforms has made applying for a personal loan quicker and more convenient. However, a loan application procedure is complete only after successful document submission and verification. Regardless of the type of loan, applicants must provide all the necessary documents as per the lender’s requirements. The priority given to specific documents varies depending on the loan type. For unsecured lending options like personal loans, income proof and salary slips hold the highest importance.
NBFCs such as Bajaj Finance Limited offer personal loans that you can avail of by meeting the simple eligibility criteria and submitting only a few basic documents. Here’s the list of documents required for a personal loan. Applying with these minimal and easy documentation will facilitate instant approval on your loan application.
KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register
PAN card
Employee ID card
Salary slips of the last 3 months
Bank account statements of the previous 3 months
Bajaj Finance Personal Loans also come with several noteworthy benefits such as:
- High loan amount
With the Bajaj Finance Personal Loan, you gain access to a generous loan amount of up to Rs. 40 lakh, providing financial flexibility for a myriad of purposes. This substantial loan offering empowers you to meet various financial needs, such as funding medical emergencies, financing higher education, renovating your home, and more.
- Hassle-free application process
Unforeseen financial needs can catch you off guard, necessitating urgent funds. Bajaj Finance Personal Loan addresses these exigencies with quick online approval within minutes. The disbursal to your account occurs as soon as 24 hours*, providing timely financial assistance. Being unsecured, there is no requirement for collateral, fast-tracking the loan process. Apply now to experience instant approval for your financial requirements.
- Easy qualification
Bajaj Finance Personal Loan is accessible to all, you just need to fulfil five essential criteria mentioned below:
Nationality: Indian
Age: 21 years to 80 years*.
Employed with: Public, private, or MNC.
CIBIL score: 685 or higher.
Monthly salary: Starting Rs. 25,001, based on your city.
*You should be 80 years* or younger, at the end of the loan tenure…..Read More
Source By: livemint
