Google has collaborated with NCPI to enable Aadhaar based UPI activation on Google Pay.
Google has partnered with the National Payments Corporation of India (NPCI) to enable Aadhaar-based authentication for UPI activation to further ease the user onboarding process on Google Pay. According to Unique Identification Authority of India (UIDAI), 99.99% of adults in India have a unique Aadhaar number, and this new initiative is said to further boost the adoption of digital payments in the country.
To use this feature, one needs to have their Aadhaar card updated with the phone number that is linked to their bank account. Google confirms that it does not store Aadhaar numbers and they only acts as a facilitator in sharing the Aadhaar number with the NPCI for validation.
Besides Google Pay, other prominent UPI payment platforms also support Aadhaar based onboard.
How to set up Google Pay using Aadhaar
Setting up Google Pay by using Aadhaar is similar to the previous onboarding process, which involved users entering their debit card numbers.
Users can now download and install Google Pay and click on Aadhaar-based UPI onboarding and enter the last six digits of their Aadhaar number. In the next step, a user has to authenticate the process by entering the six-digit OTP received on their phone number and then entering the six-digit bank OTP.
The last step involves the creation of a new UPI code, which completes the Google Pay onboarding process using Aadhaar. The same procedure also works while when users want to activate Google Pay on a new smartphone.
List of banks that support Aadhaar-based UPI onboarding
Kerala Gramin Bank
Punjab National Bank
Karnataka Bank
South Indian Bank
Canara Bank
Dhanlaxmi Bank Ltd
CSB Bank Ltd
INDUSIND BANK
Karnataka Gramin Bank
Karur Vysya Bank
Tamilnad Mercantile Bank
Central Bank Of India
EQUITAS SMALL
AU small Finance Bank
The Rajasthan State Co-Operative Bank Ltd
Punjab and Sind Bank
Chaitanya Godavari Grameena Bank
UCO Bank
The Cosmos Co-Operative Bank Ltd
Paytm Payments Bank
Federal Bank
Jio Payments Bank
Source By: indianexpress
