The last date to link your ration card and Aadhaar card was June 30 but the Government of India has now extended the deadline until September 30, 2023. Linking of an Aadhaar card is mandatory for those who are availing benefits under the scheme of Antodaya Anna Yojana and the Priority Household Scheme. To link…
Traffic police department has the right to issue a challan to any driver who overrules the traffic guidelines. Usually, e-challans are issued on traffic violations like jumping red lights,driving an unauthorised vehicle, driving without a driving license, over-speeding, drunk driving, etc. Further, with everything moving on digital platforms, e-challans have now come into being. An…
This is the first time a credit agency Experian India in India has made such a service available via messaging. A quick, safe, and practical way to acquire credit reports is provided by this new project. Customers can use this to track abnormalities,rapidly spot fraud, and rebuild their credit scores. Users have more control over…
Post technology has taken its way to every needs in one’s life has now made easy paying your electricity bills online very simple and convenient process. All you have to do is find out your customer ID number and bill amount from your latest electricity bill, visit mobile applications or websites like Paytm, enter the…
To prevent fraud in ration card, the government is making the process of ration card application completely safe. Now OTP will be sent to the mobile number linked with Aadhaar at the time of application of ration card from CSC (Jan Seva Kendra). This will identify the genuine and fake applicants by OTP verification.Not only…
ITR refund: Due date for income tax return (ITR) filing is 31st July 2023. Who is entitled to get a refund, what are the taxation rules of ITR? And how to claim your refund? In this article, I wish to discuss various aspects of income tax refund under the Income Tax Act. 1)When you are…
In a pioneering move, The Reserve Bank of India (RBI) has introduced a draft rule that empowers debit, credit, and prepaid card users to select their preferred card network, marking a potentially groundbreaking development worldwide. This rule challenges the existing practice where card network options are predetermined by agreements between issuers and networks RBI draft…
HDFC Bank special FD for senior citizens: HDFC Bank has yet again extended the special fixed deposit (FD) scheme for senior citizens offering higher interest rates. HDFC Bank’s special FD for senior citizens. Senior Citizen Care FD, was launched in May 2020 amid the covid pandemic. The last date to invest in the Senior Citizen…
1.The debt avalanche strategy for repaying debt involves paying off loans with highest interest rates first. 2.One must make minimum payments for all debts to protect the credit score, but any extra money should be routed to the loan with the highest rate. 3.Once your debt with the highest interest is paid, move to the…
Chennai-based automobile engineer Prashanth Maruthur does not pay very high tax, but he can easily reduce it by half. TaxSpanner estimates that Maruthur can reduce his tax by almost 52% if his company offers some tax-free perks, if he opts for certain benefits in his pay, and invests in the NPS. As a first step,…